Motorcycle insurance: Don't drink and ride

By Chris Dabbs -

Insurance advice

 09 July 2010 14:18

Thank goodness drinking and driving is socially and morally unacceptable these days, but there are still people out there who have one more than they should and think they’ll be careful to keep out of people’s way.

What they probably don’t realise is that most insurance policies have an exclusion that’s worded along the lines of

"If an accident happens and as a result the persons insured are convicted of an offence involving drink or drugs, cover will be restricted to the companies liability under the Road traffic Act.

"We reserve the right to recover all sums paid in respect of any settlement of any such claims (including the costs of the claimants)." 

So next time you see someone putting more than they should inside them, point it out to them as you’ll be doing them and us a favour.

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