You’ll probably know how to get the best single motorbike insurance deals by now, but if you’re lucky enough to have more than one motorcycle occupying your garage then multi bike insurance is the way to go. You’ve already got multiple tax discs, MoTs and service schedules to sort out, so let multi bike insurance give you just one policy to keep track of.
The amount of bikes you have may limit the number of companies who will insure you. Most companies have a limit of four motorcycles, so if you have more it may become difficult to find an insurer that will cover them all on one policy. Some insurers will let you cover a mix of motorcycles such as modern and classic bikes on one policy, so make sure you check all the options when you call our multi-bike insurance number (0844 409 7594).
Multi bike insurance policies work on the understanding you can only ride one of your bikes at a time. So while you’re out riding one bike, the ones at home will still be protected against accidental damage, fire and theft.
The price of a multi bike policy is based on the bike in your collection which the insurers consider to be the biggest risk. You will be charged for each additional motorcycle on the policy. But the additional price of each motorcycle will be much lower than the cost of an individual policy for each bike.
Any no claims bonus you have is based on the track record of your highest risk bike. So if you have to make a claim the cost for all your bikes could be affected.
Since you’ve got more than one bike, your mileage is likely to be less for each bike, remember this when looking for insurance as you could end up paying over the odds if you set your mileage higher than it actually is.