Protecting yourself whilst riding on the roads is paramount. By buying the appropriate gear you are giving yourself the best possible chance of minimizing personal injury should an incident occur.
Of course, your kit costs money and good kit costs even more. So it’s worth insuring your gear as a precautionary measure.
Insurance companies will usually offer motorcycle protective clothing cover with their policies for an additional fee.
When you get your results at MCN Compare, you will see which extras are either included with the price or can be added to the policy, such as helmet and leathers cover.
Most policies are titled Helmet and leather cover although the following are usually included:
• Motorcycle clothing + protective wear
In the event of damage to your gear, insurance companies would either repair or replace your items up to an agreed amount. It is worth checking what the amount is and what exactly they will be covering.
Often policies will only cover up to a value of £1000 and the extra premium usually ranges from £30 - £50 for a full year.
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