If you have been involved in a drawn-out motorcycle insurance claim and your insurance needed renewing before it was settled, your insurer may have increased your premium and asked you to pay an excess to get the repairs done.

• Compare motorcycle insurance with MCN Compare

Assuming that the other side has now admitted liability in full and you have not otherwise increased the risk to your insurer, for example by having fault accident's since the subject one, there's no reason why your solicitors should not include your excess paid in your financial losses claim in addition to the increase in premiums paid.

Further, you insurer should not now count this as a fault accident and your premium should reflect the current risk which should mean reducing your premium accordingly with the correct no claim discount.