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Motorbike insurance advice: how to cancel your policy

MCN, 21 May 2010 16:43

Most of the time getting insurance is pretty straightforward. But if there is a breakdown in communication, or you are not happy with the policy you have been offered and want to change, it can be the devil’s own job getting your money back, or avoiding paying additional charges, even with a cooling off period. Don’t wait for them to ...

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Motorcycle insurance advice: Keeping my no claims discount

Chris Dabbs, 30 April 2010 15:02

Q. I am seriously contemplating selling my bike and giving the biking life a break for a few years with other commitments taking priority at the moment. The question is, what will happen to my No Claims Bonus IF I do not insure a bike for X amount of years? This happened to my uncle nearly ten years ago where ...

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Bike insurance advice: No Claims Discount and Licence Endorsements

MCN, 28 April 2010 15:04

No Claims DiscountOnce you have built up a healthy No Claims Discount (NCD) on your bike insurance, you don’t want to lose it for a minor claim and be forced to compare bike insurance policies from companies all over again. The good news is that some bike insurance companies will let you protect your NCD, if you are willing to ...

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Motorcycle insurance advice: modified motorcycles and cooling off periods

MCN, 28 April 2010 14:52

Insuring modified motorcyclesunlike cars, bikes are far more likely to be modified in some way, so when you compare bike insurance be sure to include any technical details that are different in your quote so you can compare quotes easily. Small modifications, like different indicators, a set of crash bungs or a coloured screen shouldn’t add anything to the cost. But ...

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Motorbike insurance: Hidden costs and higher excess

MCN, 09 April 2010 17:30

Hidden ChargesWhen you are making a motorbike insurance comparison it is always worth asking whether your motorbike insurance will be cancelled if you have to make a total loss claim, for theft or a write-off. It’s often the case that the cheaper policies will have this sort of restriction, and if you have to claim in the first couple of ...

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Motorbike insurance advice: Non-fault accidents and insuring bike kit

MCN, 09 April 2010 17:16

Non-fault accidentsWhen you are making a motorbike insurance comparison, be sure to include all the accidents on your motorbike, even if you didn’t make an actual insurance claim, or there wasn’t one against you. Say you came off your motorbike and it slid along the road and hit a car in front three years ago, writing off the bike. But ...

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How to insure a track day bike

Chris Dabbs, 17 December 2009 16:31

If you have a track day or race bike that you want to keep covered against theft between days out, but which isn't road-legal (so you can't get it covered on a usual policy) then specialist motor sports insurance broker Lockton can help. Save cash on motorcycle insurance with MCN Compare The good news is Lockton has reduced the rates ...

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Can you insure your bike at a relative's low-risk address?

Chris Dabbs, 10 December 2009 16:06

These days with families moving around the country for work etc, we've probably all got relatives living in lower risk areas so there's a temptation to nominate that address as the primary address for your bike insurance as an insurance company will set the premium on where the bike is primarily kept, which is usually your home address. Save cash ...

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How to insure an unknown bike!

Chris Dabbs, 30 November 2009 09:40

There are lots of new cheap and cheerful Chinese and Taiwanese copies of Japanese learner-class bikes on the market at the moment, but the insurance industry has struggled to keep up with this new wave and buyers either find their insurer has either never heard of the bike, or want to insure it as a “Hongsow 123” a completely different ...

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Motorcycle insurance advice: storing your motorcycle in a garage away from home

Chris Dabbs, 30 October 2009 17:03

When it comes to getting motorcycle insurance, the more secure your bike is, the lower the premium, so a garaged bike is a definite plus. But what do you do if you live in house without a garage? If you don’t have a garage at home, but can rent one within a mile of your home this can help bring the ...

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