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'Gap cover': a cautionary tale

Marc Abbott, 05 August 2009 17:02

Here's how gap cover normally works... Your standard motorcycle insurance policy should protect you for repairs or a direct replacement if your bike is damaged or stolen. However, if your bike's value is less than the amount you owe on any loan you took to buy it, that difference in value won't be covered. Gap insurance will cover you for ...

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How to get short-term bike insurance

Marc Abbott, 24 July 2009 12:01

If you want to borrow a mate's bike for a few weeks and don't have third-party cover for it on your current insurance policy, there's an option open to you. You can get motorcycle insurance on a short term, daily basis, via www.flexirider.co.uk. This allows you to get cover for a few days or a week or two. Prices start at as ...

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Insurance advice: How to get insured on a mate's bike

Marc Abbott, 03 July 2009 14:55

I want to borrow a mate's bike for four days but can¹t find insurance companies who can offer both me and my pillion cover. There is cover for me alone with £1000 pound excess but that seems ridiculous. The bike is only third party fire and theft at present and if I was to be added as another rider it ...

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Insurance advice: Carrying over No Claims Bonus

Marc Abbott, 03 June 2009 15:26

MCN expert Marc Abbott is here to answer any questions you have on anything bike related. If you have any questions, ask an expert here Q. I ride a Kawasaki ZX-636 and I have just bought a Honda Bros 400 for commuting. After phoning round for the cheapest quote I got insurance with Westhill Insurance. About two weeks later I received a ...

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Insurance advice: Write-off catagories

Chris Dabbs, 27 May 2009 14:42

Q. Early on in the year I had a bit of a spill. My bike was taken to the dealer I bought it from and the insurance assessor wrote it off, apparently because it would cost more to repair than the value of the bike. My insurance company paid me out promptly so I was quite happy. A few months ...

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