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What to do before you get quotes

MCN, 09 March 2012 13:29

Before you click on that mouse or pick the phone up to start the hunt for motorcycle insurance, be prepared like a good Boy Scout, it will save you time and money. Begin looking for insurance cover weeks, not hours before you need it, and start by looking at yourself and honestly analyse your riding profile and insurance needs. All ...

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Do I need to lock my bike up?

MCN, 01 March 2012 14:05

Q. My FJR and the wife’s Thundercat are parked on our drive. There’s little crime in our rural area, but we do have them locked up using two locks and chains. However, reading through the insurance documents I have found out that if the bikes are stolen and these devices aren’t fitted, then we are not covered. Does this mean ...

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Bike insurance advice: No Claims Discount and Licence Endorsements

MCN, 28 April 2010 15:04

No Claims DiscountOnce you have built up a healthy No Claims Discount (NCD) on your bike insurance, you don’t want to lose it for a minor claim and be forced to compare bike insurance policies from companies all over again. The good news is that some bike insurance companies will let you protect your NCD, if you are willing to ...

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Bike insurance: Make sure your details are accurate and you have the right cover

MCN, 19 April 2010 15:52

The internet has made it so much easier to compare motorcycle insurance. Back in the good old days there were insurance brokers on every High Street and you would have to ring them or pitch up at their offices, give them all your details and wait while they compared different insurance packages for your motorcycle. Back then Norwich Union dominated ...

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Motorbike insurance advice: Non-fault accidents and insuring bike kit

MCN, 09 April 2010 17:16

Non-fault accidentsWhen you are making a motorbike insurance comparison, be sure to include all the accidents on your motorbike, even if you didn’t make an actual insurance claim, or there wasn’t one against you. Say you came off your motorbike and it slid along the road and hit a car in front three years ago, writing off the bike. But ...

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Can you insure your bike at a relative's low-risk address?

Chris Dabbs, 10 December 2009 16:06

These days with families moving around the country for work etc, we've probably all got relatives living in lower risk areas so there's a temptation to nominate that address as the primary address for your bike insurance as an insurance company will set the premium on where the bike is primarily kept, which is usually your home address. Save cash ...

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'Gap cover': a cautionary tale

Marc Abbott, 05 August 2009 17:02

Here's how gap cover normally works... Your standard motorcycle insurance policy should protect you for repairs or a direct replacement if your bike is damaged or stolen. However, if your bike's value is less than the amount you owe on any loan you took to buy it, that difference in value won't be covered. Gap insurance will cover you for ...

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Insurance advice: How to get insured on a mate's bike

Marc Abbott, 03 July 2009 14:55

I want to borrow a mate's bike for four days but can¹t find insurance companies who can offer both me and my pillion cover. There is cover for me alone with £1000 pound excess but that seems ridiculous. The bike is only third party fire and theft at present and if I was to be added as another rider it ...

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Insurance advice: Carrying over No Claims Bonus

Marc Abbott, 03 June 2009 15:26

MCN expert Marc Abbott is here to answer any questions you have on anything bike related. If you have any questions, ask an expert here Q. I ride a Kawasaki ZX-636 and I have just bought a Honda Bros 400 for commuting. After phoning round for the cheapest quote I got insurance with Westhill Insurance. About two weeks later I received a ...

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Insurance advice: Make sure it suits you

MCN, 22 May 2009 16:50

For a lot of bikers, sorting out insurance is a pain, but it's something that has to be done, so you might as well do it right. Compare motorcycle insurance quotes with MCN Compare Here's a few quick tips to help make sure you get the best insurance for you. Read the small printIt might sound obvious, but make sure ...

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