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rating is 3.5

Motorcycle insurance: What to do if they won't cover you

Chris Dabbs, 03 December 2010 16:12

Matthew Colbourne lives in Hertfordshire and works in London. He started biking in 2005 at the age of 42, buying a KTM 950 Adventure and immediately became hooked - clocking up 15,000 miles a year and eventually selling his car for lack of use.   Save £££ on motorcycle insurance with MCN Compare In 2008 July he bought a KTM Super ...

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rating is 2

Legal: Do I have to accept salvage value?

Chris Dabbs, 03 December 2010 16:07

I have an ongoing liability case in which the third party's insurance has deemed my vehicle a total loss. Its pre-accident value has been placed at £3000 and the salvage at £900. They have sent me an interim without prejudice payment at £2100 to avoid unnecessary storage and vehicle hire charges. I am happy with the pre-accident value but not ...

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rating is 1

Insuring a new bike to ride home

Chris Dabbs, 22 October 2010 15:46

You will find that if you have a driving other motorcycles extension on your policy then your certificate will state so.  Some motorcycle insurers do offer cover for ‘Riding Other Bikes’ as an extension, and if you think you will need it to, say, test ride your next bike, or maybe borrow a mate’s machine for a spin, it’s worth ...

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rating is 4.5

Insurance advice: What to do if you hit a patch of diesel

Chris Dabbs, 01 October 2010 16:03

John Randell from Swansea was on his usual way home from work recently when his bike hit a patch of diesel, destroying his bike and fracturing his arm and leg. “I don’t see why I or my motorcycle insurance should have to pay for this, but I’m not sure where I stand? The first thing he should do if he ...

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rating is 5

Insurance: take the necessary precautions

Chris Dabbs, 24 September 2010 16:52

You may think that if you have had an accident and it’s not your fault, that you can claim for all the injuries and damage you have suffered.   However, there is a legal principle that the injured person is expected to have taken all reasonable steps to protect themselves from injury. If not, then the other side may be able ...

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rating is 3

Save on insurance with MCN Compare

Chris Dabbs, 17 September 2010 14:55

After being with Devitts insurance for three years, insuring his Blackbird with them on a fully comp policy, Kevin Nash decided to change to a Kawasaki ZZR1400. Get a motorcycle insurance quote now “I pay my policy in full every year and it had cost me £225 six months ago. When I phoned Devitts and told them about the change ...

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rating is 0

Motorcycle insurance: How to claim for a crash on mud

Chris Dabbs, 16 July 2010 17:25

If you lose the front of your bike on mud and straw while braking at a T-junction on a country lane like Rob McLean did, then you may be able to claim compensation. “Judging by the tyre tracks the mud and straw was left by a tractor. There had been some overnight rain but the road surfaces were dry apart ...

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rating is 5

Motorcycle insurance: Don't drink and ride

Chris Dabbs, 09 July 2010 14:18

Thank goodness drinking and driving is socially and morally unacceptable these days, but there are still people out there who have one more than they should and think they’ll be careful to keep out of people’s way. What they probably don’t realise is that most insurance policies have an exclusion that’s worded along the lines of "If an accident happens ...

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rating is 4

Legal advice: Mud on the road caused crash

Chris Dabbs, 25 June 2010 13:27

“I was riding past a building site and the lorries using the site must have pulled out the mud so the road was covered in it. I slowed down but I couldn’t stop the front wheel slipping out from under me, leaving me with a broken thumb and fractured arm. I have photographs of the road which were taken on ...

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rating is 2

Motorcycle insurance: One call to MCN saved £100s

Chris Dabbs, 11 June 2010 10:27

On 9th December 2009, Simon Ayling was knocked off his motorcycle by a third party who failed to stop. He made a claim under his fully comprehensive motorcycle insurance policy but four months later he still hadn’t received any payment. He emailed the Claims Department advising that he wished to make a formal complaint, which prompted a phone call on ...

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