Chris Dabbs Motorcycle Insurance

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Legal: Do I have to accept salvage value?

Chris Dabbs, 03 December 2010 16:07

I have an ongoing liability case in which the third party's insurance has deemed my vehicle a total loss. Its pre-accident value has been placed at £3000 and the salvage at £900. They have sent me an interim without prejudice payment at £2100 to avoid unnecessary storage and vehicle hire charges. I am happy with the pre-accident value but not ...

Motorcycle insurance: How to claim for a crash on mud

Chris Dabbs, 16 July 2010 17:25

If you lose the front of your bike on mud and straw while braking at a T-junction on a country lane like Rob McLean did, then you may be able to claim compensation. “Judging by the tyre tracks the mud and straw was left by a tractor. There had been some overnight rain but the road surfaces were dry apart ...

Can you insure your bike at a relative's low-risk address?

Chris Dabbs, 10 December 2009 16:06

These days with families moving around the country for work etc, we've probably all got relatives living in lower risk areas so there's a temptation to nominate that address as the primary address for your bike insurance as an insurance company will set the premium on where the bike is primarily kept, which is usually your home address. Save cash ...

Motorcycle insurance advice: low mileage polices

Chris Dabbs, 11 September 2009 16:59

If you don’t use your bike to commute, or rack up big mileages at the weekend it’s worth shopping around for a low-mileage motorcycle insurance policy as there are some firms out there that offer discounts up to 25% off their premiums for 1500 miles per annum or less. But make sure you don’t exceed the quoted mileage or you ...

Motorcycle insurance advice: Classics will save you on insurance but not on road tax

Chris Dabbs, 19 August 2009 10:17

Having a bike that's more than 15 years old can be an advantage with a 'classic' motorcycle insurance, but you won't get any sort of concession on road tax. The system used to be that there was a 25-year rolling rule, so if you had a bike that was pre-84 it would have 'historic' status and be exempt from road ...

Motorcycle insurance advice: The affect of a ban on your cover

Chris Dabbs, 14 August 2009 11:00

It's a condition of most motorcycle insurance policies that you have to have a valid driving licence for you to be covered. So if you have the misfortune to be banned and your licence is taken away your insurance is invalid for that period, leaving you uninsured if your bike should get nicked. But if you get another person as ...

Making an insurance claim with no MoT

Chris Dabbs, 19 June 2009 17:00

If you’ve had the misfortune to have to make a claim only to discover that your MOT has lapsed and the insurance company has made the decision that they will not pay the claim unless there is a valid MOT certificate, do not despair. Compare motorcycle insurance An MoT certificate is proof of roadworthiness of a vehicle on that particular ...

Motorcycle insurance advice: dealing with a part 36 offer

Chris Dabbs, 11 June 2009 14:11

If you are involved in an insurance dispute with another party and are declining their offers you may get a Part 36 Offer. Get cheap motorcycle insurance with MCN Compare They are made as attempts to settle an action in advance of a trial or the issue of proceedings. Both claimants and defendants can make them; if a Part 36 ...

Insurance advice: Claim as soon as you can

Chris Dabbs, 01 May 2009 16:02

MCN expert Chris Dabbs is here to answer any questions you have on anything bike related. If you have any questions, ask an expert here Q. I hit a car pulling out on me a couple of months ago, but my bike looked completely straight so I didn’t bother making a claim. But I’ve just taken it for a service and ...