Motorcycle Insurance

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Motorcycle cover advice : Check the excess and the effect of garages on premiums

MCN, 17 March 2010 11:27

Check the ExcessEven comprehensive motorcycle insurance cover will have some restrictions to it. The most important one is the level of excess, which is the amount you will have to contribute in the event of a claim on your motorbike cover. This is usually about £250, but you can adjust it when you are getting a quote. Generally the cheaper ...

Motorcycle insurance advice: don't accept their first offer

MCN, 19 February 2010 16:11

It is unfortunately the case for a motorcycle insurance company to make low first offer if you have to make a claim. Insurers will of course want to pay as little as possible and the first offer usually reflects that. But first things first. When your renewal comes around, make sure your bike is accurately valued. There is no point ...

Motorbike insurance advice: shop around, watch your mileage and be honest

MCN, 29 January 2010 11:08

Looking for cheap motorbike insurance? Well, if you’re reading this on a computer screen, you’re already in the right place. It used to be the case that insuring your motorbike would take days of calling round insurance brokers and firms to get the best deal, playing one off against the next. But you can now get really good deals on ...

Motorbike insurance advice: My lawyer’s not helping. What can I do?

MCN, 27 January 2010 10:15

Q. I was involved in a serious accident (not my fault!) six months ago and spent two months in hospital. I had a below knee amputation in addition to multiple other injuries including a punctured lung, four broken ribs, torn spleen and I lost a testicle. My bike insurers appointed a solicitor for me who visited me in hospital soon ...

Should I accept an offer from the MIB?

MCN, 21 January 2010 15:44

Q. I had a bike accident when I lost control of my Triumph Sprint because some idiot ran me off the road. He left the scene. Save cash on motorcycle insurance I had whiplash injuries and damage to my kit and bike. I put a claim into the Motor Insurers Bureau as I had read your advice on hit and run ...

Cheap motorcycle insurance - five simple tips

James Keen, 20 November 2009 17:00

Finding cheap motorcycle insurance has always been important but in today's economic climate many riders are finding it more of a priority than ever before. Luckily, finding cheap motorcycle insurance quotes has never been easier. Whether you've been riding for years. Or are loooking at a motorcycle, scooter or moped for the first time as a cheap form of transport, easy savings of £100s are ...

Bike insurance advice: How to disclose an accident that wasn't your fault

Marc Abbott, 20 November 2009 14:45

Even if an incident has not resulted in a claim (say if you fall off your bike and it slides into the car in front, but there's so little damage that the other driver doesn't put in a claim), you still have to disclose this to prospective insurers for at least three years, as your insurer at the time would ...

Motorbike insurance advice: What happens if a claim is still ongoing when your annual policy is due for renewal?

Chris Dabbs, 13 November 2009 14:49

If you've been using the legal expenses motorcyle cover that goes with the policy, if the claim is settled in your favour on a 100% no fault basis and if your insurer has recovered their financial outlay, then your no claims bonus will still be valid and your premiums should not be affected. Also, the legal service you're getting will only ...

Motorcycle insurance advice: What to do if you fall off due to a diesel spill

Chris Dabbs, 06 November 2009 16:00

If you are unlucky enough to come off on a diesel spill you can make a motorcycle insurance claim through the Motorist Insurers Bureau, however there are time limits on when you can claim and you need to have all the right information to hand. Get an incident report in writing from police within five days of accident (or as ...

Motorcycle insurance advice: storing your motorcycle in a garage away from home

Chris Dabbs, 30 October 2009 17:03

When it comes to getting motorcycle insurance, the more secure your bike is, the lower the premium, so a garaged bike is a definite plus. But what do you do if you live in house without a garage? If you don’t have a garage at home, but can rent one within a mile of your home this can help bring the ...