I had a modest inheritance and bought myself the dream. I bought the Tricolore mostly due to it's looks and then added pretty much everything on the accessory list.... all the carbon, the luggage, race down-pipes and the Up-Map, but not the dust cover which was just TOO expensive. I was lucky, a little foolish and haven't regretted a moment of it. To all the detractors I say there's room for all and each to their own. I am by no means a wealthy man (especially after buying the Tricolore) but have been fortunate enough to buy my personal dream.... and who wouldn't do that, given the opportunity ? It is sooo much better than I am as a rider, but it is gifted with wonderful electronic aids that make up for any kack-handedness from the operator. I have owned a 675R Daytona previously, which I loved (though I couldn't either afford or justify both it and the Ducati at the same time) and various old mid-range Hondas before that. As a 'never born before biker', I got my full licence in early 2012 and cut my teeth on the old Hondas (I'm 57) and made all my dangerous mistakes on them before getting anything with any go in it, then went from Triumph to Ducati pretty quickly thereafter. So.... I'm no great biking Guru or expert in any way worth considering, though a career in the motor trade, hands-on, has given me plenty of experience in performance driving. Although not directly comparable, there are plenty of cross-over skill-sets to draw from. My bike has done well over 7000 miles in all weathers, is on it's second set of tyres and has had a hissy-fit just the once when some damp found it's way into a chocolate-block electrical connector under my seat. Everything went nuts on the speedo screen and the motor went into 'limp-home' mode (restricting me to somewhere around the national speed limit), then was perfect again after my dealers at Ducati Coventry fixed it over a cup of tea (and showed me how to fix it if it ever did it again... just blow into the plug, bit of WD and Bobs yer wotsit. I every other way, the bike is astonishing. It will lift it's wheel just under normal acceleration even in 3rd, floats it in 4th and is beyond words at full throttle in 6th where it seems to start pulling even harder beyond 180 ! Get a road test on an 'S' model... pretty much the same as mine except for the top-end. There are probably faster bikes, definately cheaper bikes and many others that are more user-friendly/easy to ride, but nothing gives the same thrills that Ducati have built into the Panigale (subject to my basic ignorance, of course).