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apehanger

Joined:

Feb 04

Posts: 8

apehanger says:

Occupational Category

I have a PhD in Computer Integrated Manufacturing and make a living as an (industrial) robot programmer.

I am employed in robotics and automation line building.

Whenever I try to describe my work insurance clerks are dumbfounded and unable to classify my occupation as they have a proscribed list of vocations. The nearest that they can find is "Systems Engineer / Manufacturing".

What’s more is that my position in the company is in a white collar role as a General Manager.

I have a feeling that I could lay claim to a much cheaper occupational category. I have a doctorate. My profession is Computer Integrated Manufacturing. In a sense, I am a "computer programmer". I am also a manager etc.

What do you recommend as the cheapest insurance classification that would befit my work?

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  • Posted 5 years ago (27 August 2010 22:39)

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SlowLearner

Joined:

Feb 10

Posts: 1953

SlowLearner says:

How about...

Brag-head?  :lol:

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James600zx

Joined:

Sep 07

Posts: 2825

James600zx says:

Occupational Category.

Puppeteer?

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AdieR

Joined:

Apr 08

Posts: 3042

AdieR says:

Don't have a definitive list to hand

but probably something like Occupation: Site Manager / Factory Manager / Senior Manager, Sector: Engineering.

I don't think it would make a huge difference to your premium to be honest, it may be a way for insurance to weasel out of paying out in the event of a claim if they consider it "material facts".

Hope that helps a bit.

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SlowLearner

Joined:

Feb 10

Posts: 1953

SlowLearner says:

Seriously, though...

apehanger... I daresay you manage to get kudos aplenty in your personal life for happening to mention your PhD several times in a short conversation, but why should an insurance company consider it a factor in reducing your premium?


Do people with a mere 5 CSEs or GCSEs, or whatever they are now, find themselves better or worse bikers than graduates?  It's got a lot more to do with skill, experience and attitude.  Don't tell me that people with a PhD are above silliness, aggression or poor hand-eye coordination.    Surely you know that various manifestations of intelligence tend to flatten out, on aggregate, so having a PhD in anything except practical motorcycle riding safety would tend to suggest a worse riding ability than average!

Not trying to be unkind, a PhD in your rarified field is something to be proud of, but of absolutely no bearing whatsoever when it comes to biking.  That's why insurance companies don't give a tinkers' proverbial about it.

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Andy949494

Joined:

Feb 08

Posts: 817

Andy949494 says:

I know what you mean...

I normally just say that I am a "Software engineer" working in the "telecoms area" and insist on them getting my title right. None of the categories really suit and I have got fed up trying to find a perfect fit. With foreign call centres it usually takes several goes even to get that. When I used to work in the city as a "Consultant" for a software house it got very confusing...
I don't think qualifications are used by companies in the UK to assess risk but in other countries they do. In the case of PhDs perhaps they should - someone who spent years working 12 hour days in academia for little or no money so that their supervisor could get all the credit is clearly a nut :biggrin:

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ChiefNutter

Joined:

Oct 10

Posts: 2

ChiefNutter says:

Occupational Category

You need to get it sorted really mate & find out your proper work title, it WILL make a difference to your insurance, sometimes it can make a very big difference too...I dunno about the PhD but i know scientists get cheaper insurance...usually anyone who isnt likley to be out driving much (like scientists stuck in labs!) & low stress jobs will get cheaper quotes...also safety related jobs get cheaper quotes too.

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ChiefNutter

Joined:

Oct 10

Posts: 2

ChiefNutter says:

could be worse though

Good job your not a bookmaker or stock broker....or professional footballer...they pay alot more for insurance :lol:

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