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Anonymous

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Dan Aspel  says:

Bike vs car: cost comparison

Getting on a moped or bike costs half as much as driving a car, and we’ve got the figures to prove it. Our research below shows that a 17-year-old driving a car will have spent around £2640 to get on the road, while a 16-year-old riding a moped will have spent just £1288. A saving of over 52%. If you’re 16+...

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  • Posted 4 years ago (27 January 2011 15:13)

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JacquesWood

Joined:

Nov 10

Posts: 12

JacquesWood says:

@mitchyman

@Mitchyman I was a named driver on my Dads' policy with my Dad as the owner and policy holder, and I had my mum on the policy, putting my mum on actually reduced it by £20! claimed my yearly mileage was below 5,000. After one year I put the car in my name and had my own policy, that actually kept it at £1400, but I could then earn a no claims bonus. My IAM training was invaluable, but it really doesn't do anything for reducing your insurance. But it could well be the area I live in too (col-de-sac in Surrey). it's nearly £1100 if I insure it at my University address in Coventry. But I defiantly recommend putting a mother or experienced female on, certainly helped me.

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zannoti

Joined:

Mar 10

Posts: 54

zannoti says:

let down by jesus.........

i  used  to  have " mother  teresa"  on  my  insurance,      christ  what  a  discount  i  enjoyed.....       then  she  went  and  died,          bennets   said  they  wont   accept   "saint   teresa",         anyway   ive  just  bought  a   "triumph   saint"   so  i  am   hoping   for  a  discount !..........................amen...

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eatcs01

Joined:

Aug 02

Posts: 3277

eatcs01 says:

Pulling power

I think the fact that you can shag in a car is priceless (for a 17yr old anyway)...

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Spreaders88

Joined:

Jan 11

Posts: 24

Spreaders88 says:

thank god!!

all i can say is i'm glad cars are too expensive for young people these days because if they weren't i may have never started riding a bike 5 years ago and would have missed out on the joy, exhilaration and occasional soiled undercrackers that road and track riding bestows.

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SOR94

Joined:

Jan 11

Posts: 4

SOR94 says:

Silly Money

Wow I don't know where you got your insurance from but the cheapest quote I could get on a £600 1-litre was just over £3000!!!! I don't know if anyone saw the recent top gear (I wouldn't blame you for not watching it, It's all fixed and scripted) but instead of Ariel Atom vs. BMW S1000RR it should have been called "£13,000 vs. £140,000"

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tomlloydy

Joined:

Mar 09

Posts: 77

tomlloydy says:

You forgot Fuel!

Assuming the CG does 90mpg and the ford does 35mpg Over 10,000miles the CG will use 111.11 imperial gallons or 505.11 litres The Ford will use 285.71 gallons or 1298.86 litres At £1.28 per litre this will cost; CG:£646.54 Ford:£1662.54 Bring the total cost to; CG:£2072.54 Ford:£4302.5 Get a bike for the low costs, and keep it for the joy of riding it!

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tomlloydy

Joined:

Mar 09

Posts: 77

tomlloydy says:

eatcs01

You can do it on a bike, its better but requires more skill :P

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CobbZ

Joined:

Jun 10

Posts: 49

CobbZ says:

Even with a full license

you don't necessarily need lessons! I did my CBT, the Theory, Mod 1, and Mod 2 with not a single lesson. Technically i did fail my Mod 1 first time, but thats because my Yamaha SR125 couldn't pull my fat arse up to 50kph... It managed 49 though.

 

Still, cheap as hell!

 

And those insurance quotes are seriously generous. My quote on a 1993 Nissan Micra, 1.0l, was over £2200 - TPO! And thats the cheapest car/insurance i could find. Hence doing my bike test! And have never looked back. Got an SR125 for a few months, passed, got a GPZ 500s for 7-8 months until some idiot SMIDSEY'd me... Now i have a 2002 Bandit 1200 S. Absolutely EPIC!

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cjohnsonuk

Joined:

Jan 11

Posts: 3

cjohnsonuk says:

Parking...

For those working in the country's cities you forgot to factor in the cost of parking (£12 per day round here IIRC) and the additional time lost because of increased commute time in a car. Remember it might take only 5 minutes longer to do the journey in a car on a good day but I've sat in queues for 30 minutes on the same route. If it takes 10-15 minutes to find a parking space as well... Just did a quick guestimate : 48 weeks work, 5 days per week, £10 per day = £2400 in parking

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cjohnsonuk

Joined:

Jan 11

Posts: 3

cjohnsonuk says:

Australian insurance, anyone?

Just a quick note about insurance from a Aussie I once met... In Australia third party insurance is paid for out of your taxes. There are, therefore, NO UNINSURED drivers. The cost of managing/tracking/chasing uninsured drivers would go some way to covering the cost of this. The rest could be recovered through taxes. Would it cost more? Probably not as the insurance companies wouldn't have you over a barrel. Too expensive to insure? Then don't and just have the 3rd party. Insurance company costs would be lower (no uninsured losses to chase) so the cost of fully comp would be cheaper and a realistic reflection of the real risk, not one distorted by covering their losses due to uninsured drivers. And everyone gets the comfort of knowing that if some T*&T knocks them off then there will be no uninsured insurance nightmare to fight through. There might be disadvantages to this but I can't see any (at least not from my point of view)

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