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Nov 09

Posts: 10

m0rgo says:

Insurance and 'off road' pipes

I haven't quite found the definitive answer to this particular query; so...

take a hypothetical situation and imagine that you fit some aftermarket exhausts - to a Bonneville for example - that have 'not for road use' etched on them; but sound so much better.

Are they, strictly speaking, 'illegal'

Should the eventuality arise, will having them on the bike, be bad news if you should need to make a claim.

Will the insurance company be able to wriggle out of paying a claim, unrelated to the exhausts.

Worst case, are effectively uninsured with them on.

Anyone have the answer?

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  • Posted 3 years ago (19 July 2012 21:10)

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Aug 09

Posts: 2713

MarcusMarsh says:

Not for road use

There a lots of guys out there using illegal exhausts.  From an insurance perspective they could possibly kick up a fuss - if they discover that they are fitted in the first place.  But if you are worried about it why take the chance?   

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Mar 09

Posts: 8926

jaffa90 says:


not for road use is not for road use:blink:depends on the copper if he books you or not.

If a claim is speed related after fitting an illegal exhaust and  it  enhances the speed and not declaring it could revoke your cover.

If you have an accident with an illegal tyre that can revoke your cover.

P.S. i`m no legal expert. 

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Apr 07

Posts: 1554

shuggie1 says:

The answer's in the statement


Probably all depends on the mood of the cop if he nicks you or just gives an advisory.

Would imagine most insurers would not pay for an upgraded pipe if if was damaged, and if performance enhancing may even try to avoid claim.

Problem is if it has NOT FOR ROAD USE stamped on it probably a bit tricky to argue the point.

In the end a bit like the old chestnut of should I ride in shorts or leathers - your call, pays your money and takes your chances 

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