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red123

Joined:

Mar 04

Posts: 66

red123 says:

NO CLAIMS

I tried to transfer my policy to a new bike , i spoke to Bennnetes i was asked " what noclaims do you have on the new bike"? i told him "of course i have none it is a new bike how could i possibly have any i v never insured it before". I was then told noclaims are now on the individual bike not on the rider " It is the rider who controls the bike the good record is kept up by the rider not the bike" So it seems NCD now starts from zero every time you change your bike. I FOR ONE WILL NOT BE USEING BENNETS AGAIN :mad:

 

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  • Posted 2 years ago (27 July 2012 18:23)

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AdieR

Joined:

Apr 08

Posts: 3071

AdieR says:

As far as

I'm aware, NCB applies to the person who's named on the policy, not to the vehicle.

Insurers will use any excuse to plunder money out of you.

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David455

Joined:

Mar 12

Posts: 20

David455 says:

Load of ****

I for one would be back on to them and ask to talk to someone competent at their job. Load of crap or ask for your no claims certificate or proof of it and take your business elsewhere

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bbstrikesagain

Joined:

Nov 08

Posts: 871

AFAIK NCB

Is granted for (more or less) continuous claim free cover of a vehicle.  One bike earns one NCB transferable from bike to bike, but only applicable to one bike at a time.


Depending on your history or their keenness to win the business some insurers may voluntarily offer some free NCB, or match the NCB from a still running policy on another bike, just to get your business.  Once you have a renewal notice you have a(nother) transferable NCB.

Of course I could have it all wrong...

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MakemRider

Joined:

Jul 11

Posts: 244

MakemRider says:

NCB

stands for No Claims Discounts & the policy holder & any named driver/rider earns them if they don't make a claim. It doesn't matter how many times you change your bike/car so either they are trying to rip you off or the person you were dealing with is a total idiot.

My money is on the latter.

 

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red123

Joined:

Mar 04

Posts: 66

red123 says:

NCD

Yes that what i always thought but it now changed  Bennets told me .

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AdieR

Joined:

Apr 08

Posts: 3071

AdieR says:

I think

they're talking crap (or you've spoken to an incompetent twat at Bennetts).

I changed my bike in March (insured through Aviva) and I had no problem with NCB on the new bike.

Try Aviva - I've found them to be pretty competitive, and never had any real problems with them either.

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MakemRider

Joined:

Jul 11

Posts: 244

MakemRider says:

PS

Forgot to mention, I was insured for 1 year on a CBF125, just renewed last week but also changed bike to a restricted CBR600F. No probs getting my 1 year NCB on the new bike.

I'm insured with Aviva through Carol Nash.

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Blader2005

Joined:

Dec 08

Posts: 1545

Blader2005 says:

bennetts

talking sh1t..... NCB is given to the named driver/rider and is transferable between vehicles but only applicable to one vehicle at a time for that policy.

ask Bennetts for confirmation in writing to that effect... ask them to supply you with the relevant section of the rules/laws that state that NCB is now only applicable to a singular vehicle and not the rider.  

alternatively contatc either of these for advice and 'ammo' for conformation...

http://www.abi.org.uk/

http://www.fsa.gov.uk/

 

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