i ride a 05 zx636r - great 600 (ish) bike, even thou it's cheating!
not the best looking sports bike but i have grown to love it's GP looks - had all the modern bits i wanted an all e.g, radial brakes, slipper clutch, usd forks etc...............sure you can pick one of these up for around £2500.................
i bought mine 2 yrs ago last April, had just under 6000 miles on the clock, had 3 main dealer services - I'm now on just under 24,000 miles, all servicing done at home apart from the dreaded valve adjustment which is due at 26,000 miles.
This is a big consideration for me as my Street Triple needed valve check every 12,000, newer ZX6r's at 15,000...............these expenses should be included when looking at your cost to change etc.
I am constantly looking at buying a new bike BUT it's not gonna make me any faster on the road and now that mines paid off I can't think of getting a long finance agreement ever again.
My advise, save some more pennies and pick up a Winter bargain, if you lok hard enough you'll get the bike you want in the condition you want, all the jap bikes are bullet proof!