Motorcycle Forums

Battle of the marketeers

While I'm actually in favour of any post test training, ACPO Plc are just miffed because the income from their neat little "partnerships" is being challenged.

MCN, if you want to do some real journalism, how about investigating how much of the money from "speed awareness" courses (why not careless or inconsiderate as well?) makes it back into Force budgets, or the pockets of ACPO ranks' brothers-in-law.

speed (awareness) kills

If people who go on speed awareness courses are statistically more likely to make a claim, what does that tell you? Are the courses no good? Or are factors other than speed quite important?

Nobody is forcing anyone to break the speed limit. You break the law and get caught, there are consequences. We all know this and go faster anyway. We assess that risk because we are adults.

Insurance companies are all swindlers who charge as much as possible and pay out as little as possible. We all know this, but we have to have insurance by law. We complain about this because we haven't grown up.

Admiral certainly not admirable

This smacks of GREED.......What's the point of going on these courses when,the insurance will STILL UP your premiums,even without  points added to your licence???

Okay,you save yourself the £60 fine but think,you're still scuppered as the insurance is then penalising you still for your stupidity.

Best thing to do is keep a cool head and don't speed...Yes,we all have one moment of madness but with some,well...

Look at it this way,

If someone else is unfortunate enough to get caught breaking the speed limit, they are seen, rightly or wrongly, as an increased risk to the insurance companies. Whether they take the points or a speed awareness course is irrelevant. I would prefer that the insurance companies boost the premiums individually rather than all of us collectively.

Our insurance premiums are rising because of our Blame/Claim culture that has developed in recent years. The insurance companies are using a blanket premium approach to this, increasing what all of us pay. At least in this particular case they are targeting the guilty parties.

I would rather see more focus on the practice of hugely inflated costs for vehicle hire, in which, it is alleged, the insurance companies appear to be working hand in glove with certain agencies to maximise profits.

I would also like to see a similar approach taken to the excessive fees that are implemented when you change your bike haflway though the year. The banks were taken to task over unreasonable costs, and had to reign them in, so surely the same standards should apply to the insurance companies. It does not cost £45 to change a detail on a computer.

The government needs to investigate the insurance industry carefully, especially vehicle insurance. We all have the choice about life, house, health insurance, but we are mandated by law to take out vehicle insurance, and it is that element that needs serious regulating.

At the end of the day, if you don't like what your insurance company is doing, take your business elsewhere.

I say..

..vote with your wallet! If you have choices and there are other insurers willing to do business without resorting to these tactics then move your business to them. Money talks and insurers are like any other firm, they aren't in it for their health.