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Anonymous

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Steve Farrell  says:

Speed awareness course could mean higher insurance costs

Taking a speed awareness course could lead to increased insurance premiums. Admiral is raising premiums of people who attend the courses, which are offered instead of a fine and licence penalty points. The insurance group says people who attend the course pose a higher risk.Avoiding extra insurance costs has been a key attraction of the courses, which are typically more...

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  • Posted 2 years ago (19 November 2012 16:46)

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Titosfuneral

Joined:

Feb 12

Posts: 240

Titosfuneral says:

btw.. I'm in my late 40's now and I don't speed anymore. At all. Ever. Honest guv.

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snev

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Jan 11

Posts: 8145

snev says:

With the soon to be announced, 1600 Busa, I fear that the Laws will change again. 225mph should really upset the Insurance Companies.

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happylemon666

Joined:

Mar 10

Posts: 159

Admiral

I had my bike insurance with Admiral via a broker, so when I changed bikes recently I rang the broker to inform them and get the policy transferred, only to find Admiral wouldn't insure me because the bike was too expensive as they won't insure anything over £10k. So I went with a group who would. But it made me think that the way some prices are going, Admiral won't insure any new bike bike soon.

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tancakar

Joined:

Sep 11

Posts: 25

tancakar says:

so is it mean dont go and just pay your fine :) you know what this country getting rediculus ! insurance company needs a shepherd! they do what ever they please govorments should put a stop to this ! I hate all insurance companies anyhow! you are never right, only once you are may be right and the third party isnt insured. Insurance business got more profit then selling petrol in UK that is very sad!

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romford4

Joined:

Oct 05

Posts: 133

romford4 says:

Steve Farrell...

"ACPO subsiduary RSS receives income from speed awareness courses by running a database of people who have already taken one."

Yep, and for those people saying to just not tell your insurer if you've attended a course, don't complain when you have a claim knocked back for failure to disclose! 

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bird1050

Joined:

Nov 07

Posts: 180

bird1050 says:

Suckers

what a bunch of suckers for attending one of these courses.

total bollocks and a waste of money.

Be more awear of your surroundings when riding and you wont get caught or ride like a twat and cop for loads of fines and points.

As romford 4 says its all on the plod data base and you will be stung.

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fenderbender8000

Joined:

Nov 12

Posts: 3

I took a speed awareness course recently (an alleged 35mph in a 30mph limit in rural North Wales)and asked specifically whether the course may be raised by insurance companies. The instructor said he had never heard of such a thing and suggested I change insurance companies if it did. But, vitally, attending a course is NOT the same as a conviction. We forgo the right even to plead guilty or not guilty to the alleged offence by attending the course. How can insurance companies penalise you for something that has never been tested in a court of law?

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mickra

Joined:

May 08

Posts: 45

mickra says:

Lies, damn lies and statistics

I can't recall one single accident I have had in 39 years of riding which was caused by speeding. All of them were at under 30. Surely the people most likely to claim are those who have accidents. Why is speed automatically associated with the likelihood of greater claims, show me the lies...er statistics which conjoin speed with claims. I often 'speed', but rarely claim.

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eatcs01

Joined:

Aug 02

Posts: 3277

eatcs01 says:

Rogerborg

They certainly USED to do courses for careless driving. I did one in approx yr2000 after crashing into a fully marked up police car (don't ask, it's too funny for words).

 

I have also done a speed awareness course. I think EVERYONE should do one. They are very informative. It's amazing how many people don't know what some speed limits are. Many people think the speed limit on a dual carriageway (in a car) is 60. Many people don't realise there are different limits for different vehicles (cars -v- vans -v- lorries etc).

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Vortex52

Joined:

Oct 09

Posts: 39

Vortex52 says:

Fool !

I have opted to attend one class sometime ago and I regreat to have decided to go there, what a load of porky pie! have not learned a thing in there!!!!!!

Only done that for the sake of money and points, but next time, if there will be one, I rather take the points and ££££££

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