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gjkt

Joined:

Jul 09

Posts: 440

gjkt says:

New licence laws having the desired effect?

Step daughter is bike mad. As soon as she was 16 she started riding an Aprilia RS50, (no girlie scooters for her), with her heart set on a Ninja 250 as soon as she could pass her test at 17. After her 2 year restriction she had set her sights on a Fireblade by the time she was 19.

Tonight she told me she's selling the RS50 to fund a car. Starts her driving lessons next week. It seems she can insure a medium sized car (1.4 Focus) for around £350 now so it's a no brainer.
I said I would pay for her bike test but she's not interested.

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  • Posted 2 years ago (14 January 2013 21:27)

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MarcusMarsh

Joined:

Aug 09

Posts: 2693

MarcusMarsh says:

Giving the bike up

It might be something that she comes back to later on.  A lot of people do! 

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gjkt

Joined:

Jul 09

Posts: 440

gjkt says:

I hope so too.

She couldn't see the point of being stuck on a 125 for the next 2 years. I'll try to persuade her to do the 125 test anyway. Be good to get one under her belt.

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Rugbyman

Joined:

Jul 08

Posts: 930

Rugbyman says:

Bike Test

It would be a shame not to get the bike test out of the way. It's only going to get more difficult to pass.

Also I'd check that insurance quote. It don't look right to me

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bmwgs

Joined:

Mar 10

Posts: 1032

bmwgs says:

.

for me when i was 18 it was 2000 for a 1.3 golf and 150 for a 33bhp claimed r100gs. so i have allways go on bike as they are ALLWAY cheap to insure

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spondonste

Joined:

Aug 02

Posts: 2721

spondonste says:

Unfortunately it appears to be the truth

To come back to bikes you have to have had an interest when you were younger and this law specifically discriminates against younger riders compared to young drivers.

 

Like others have said I'd question the insurance quoted (2nd driver on existing policy I assume as I've never heard of such a low quote for such a young driver nowadays). £1500 pa seems to be the norm for new late teen drivers on their own policy

[This Reply has been modified by the Author]

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cairnsie13

Joined:

Jan 11

Posts: 267

cairnsie13 says:

As said i would

definately check the insurance quote. I have been driving 9 years and am 26 and would expect a quote like that, for a 17 year old even a girl now the laws have changed i would expect 3500 not 350 to be nearer the mark for a focus theres no way way thats right be nearer a £1000 and above mark at least for 17 year old.

But your right the laws are working and although some come back how many wont. 

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babyblade41

Joined:

Aug 05

Posts: 7563

babyblade41 says:

my daughter passed her car test

7 years ago and for a beat up Micra cost 900 spondoolies in a very low risk area.  Even my eldest who's been driving for 10 years in a 1.6 can't compete with that quote

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stevebaldy

Joined:

Aug 07

Posts: 6057

stevebaldy says:

£350.?...

at 17?....thought the recent change in insurance had put female's insurance on a par with blokes.......my lad at 17 to drive a little aygo was over a grand......it didn't seem to make a lot of difference between Fully comp and TPFT either, i guess 'they' view the risk so high...:unsure:

[This Reply has been modified by the Author]

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babyblade41

Joined:

Aug 05

Posts: 7563

babyblade41 says:

I think that quote

gikt is a little off the mark myself and I would sit down and go through it just to make sure.

My youngest at 24 on a 1.6 was the high end of 400.00 with full no claims

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gjkt

Joined:

Jul 09

Posts: 440

gjkt says:

Couldn't believe it myself

So we checked several cars;

MGF 1.8 £703
Focus 1.8TDDI £425
Mazda 2 1.4 £285
Fiesta 1.2 Finese £425
Peugeot 206 1.1 £325

All on Compare the Meerkats through company called Collingwood. 
I know the rates have changed but it was supposed to go up for girls, not down. As you say I will be checking the quotes.
 Quotes based on 17 yr old, Female, provisional licence.
(edited to correct duff info)

[This Reply has been modified by the Author]

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