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soapes

Joined:

May 10

Posts: 127

soapes says:

experience

Hi,

Can anyone recommend an insurance company that'll take 20+ years of riding into consideration for a car quote?

Had full bike licence for over 20 yrs, this included cat B1 (trikes, small cars etc) passed my driving test just over a year ago, (I didn't have to do theory as I was "upgrading within categories"). So potentially I've been driving small cars (upto 550kg) for 20+ years, as well as riding bikes for over 20 years. Do any car insurance companies take this into consideration? As at present I'm been classed as a new driver and am expected to pay 17 year old rates at the age of 38!

 To make matters worse I actually need a car as I live in rural Wales and my wife and I are expecting the pitter patter of tiny feet soon!

Thanks for any advice.

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  • Posted 2 years ago (10 May 2013 17:58)

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preunit

Joined:

Dec 10

Posts: 11938

preunit says:

I tried

and failed :upset: 


Good luck though, if you do find a broker that does, please post it up :smile

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shuggie1

Joined:

Apr 07

Posts: 1554

shuggie1 says:

Don't think it's possible

What car weighs less than 550kg anyhow?


They normally don't care about you having bike experience, or other way round, if you have a car and buy a bike you're classed as a new rider.

But, if you have a dink in your car they screw your bike history, and other way round.

Unlucky

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soapes

Joined:

May 10

Posts: 127

soapes says:

No luck!!

Well it seems no insurer will take 20 years of a full category B1 into account!

Apparently the licence held should be for the car I'm getting the quote for, makes sense I suppose. Would have been nice if they did take some of my 20+ years experience into account though.

Also I don't think I'll complain to much about the cost of bike insurance, car insurance (even if I do claim 20 years driving) is still 3 times more than for my 955 triumph!?

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bmwgs

Joined:

Mar 10

Posts: 1032

bmwgs says:

.

as cat b1 is for small 4 wheelers like quad bikes  i only got when i passed my car test.  so what test did you do to get the b1?  some do a 6wheeler one if you use both car and bike.

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soapes

Joined:

May 10

Posts: 127

soapes says:

test for b1

Did my bike test 20+years ago, used to get cat B1 as part of the full bike licence.

One of my friends drives an Aixam car on his B1, had a friend a few years ago had an old Fiat 126 (?) could be driven on a bike licence (olde one with B1) and old 2cv, all under 550kg.

Seems even though these are cars insurance companies don't take the driving experience into account!?

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AdieR

Joined:

Apr 08

Posts: 3042

AdieR says:

It's insurance

after all - thus they'll have it their way:

Umpteen years experience in one category, counts for FA in another.

Have a bump / claim (however minor), and premiums for both will jump up...

Have a non-fault accident (where a 3rd party's insurer pays out), and it still jumps up (apparently, if you have a non-fault claim, you're {3x?} more likely to have a claim on your insurance in the next 3 years).

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