Mid-segment sportsbikes and how they compare insurance wise

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The Kawasaki Ninja 300 taught me a very vital lesson in life. I always used to advise new riders to buy a large capacity bike that was restricted so that when their licence allowed, they could remove the restriction and gain access to a full power motorcycle rather than have to buy a new bike. To be honest, I couldn’t see the point in owning a small mid-segment machine such as the Ninja. But then I spoke to an owner. 

The owner, who happened to be a woman but the same applies to many male riders, told me she had no interest in going faster than 70mph and as such, the Ninja was all the motorcycle she required. It looked good, was agile, cheap to run, had a low seat height and was lightweight and easily manoeuvrable both on the go and while being pushed into parking spaces. My insistence that power was key to two-wheeled enjoyment had seen me totally miss these points –lesson learnt.

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Nowadays I view the Ninja in a very different light, which has allowed me to see it for what it is. This is a superbike for anyone who wants to enjoy the freedom and benefits of being out on the road, but without ever feeling intimidated by their machine. On the go, the parallel-twin motor does all that is expected of it. It’s certainly not fast, but importantly it is quicker than four-wheeled traffic and that means you can accelerate onto dual carriageways in safety and also overtake slower vehicles. And it is an effortless motor with excellent fuel injection, a light clutch, slick gearbox and virtually no vibrations.

Add to this a chassis, that while very soft on its suspension, handles well and gives a good feeling of security, brakes with optional ABS and a lovely comfortable riding position, and it all adds up to a winning combination. Which is why the Ninja went on to be one of Europe’s best-selling bikes and is why after being the trailblazer, the Ninja is now joined by the YamahaYZF-R3, Suzuki GSX250R and Honda CBR300R in this once barren segment.

You know what it's like now, so why not see how the Ninja 300 fairs, insurance-wise, in comparison to its rivals... 

 

And if you're looking to buy a new two-wheeled companion to insure visit MCN Bikes for Sale website.

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