Insurance help & advice

  • Don't lose out on cheap bike insurance

    03 January 2010 by MCN

    Don't lose out on cheap bike insurance

    Andy Stimson was one of the "shoppers" who tested our MCN Compare website before it went live and he saved over £100 on a sample quote for his Triumph Sprint in Peterborough, but the 46-year-old is...

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  • How to insure a track day bike

    17 December 2009 by Chris Dabbs

    How to insure a track day bike

    If you have a track day or race bike that you want to keep covered against theft between days out, but which isn't road-legal (so you can't get it covered on a usual policy) then specialist motor...

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  • Can you insure your bike at a relative's low-risk address?

    10 December 2009 by Chris Dabbs

    These days with families moving around the country for work etc, we've probably all got relatives living in lower risk areas so there's a temptation to nominate that address as the primary address for your bike insurance as an insurance company will set the premium on where the bike is primarily kept, which is usually your home address. Save cash on motorcycle insurance with MCN Compare But even...

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  • How to insure an unknown bike!

    30 November 2009 by Chris Dabbs

    There are lots of new cheap and cheerful Chinese and Taiwanese copies of Japanese learner-class bikes on the market at the moment, but the insurance industry has struggled to keep up with this new wave and buyers either find their insurer has either never heard of the bike, or want to insure it as a “Hongsow 123” a completely different motorcycle, which could lead to problems if you are ever...

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  • FAQ: How to get cheap motorcycle insurance

    04 November 2009 by Laura Kennerley

    FAQ: How to get cheap motorcycle insurance

    As a new rider insuring your bike could leave you feeling like you’ve just had a run in with Dick Turpin. The usual premium slashing saviours of years of riding experience or years of accumulated no...

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  • Motorcycle insurance advice: storing your motorcycle in a garage away from home

    30 October 2009 by Chris Dabbs

    When it comes to getting motorcycle insurance, the more secure your bike is, the lower the premium, so a garaged bike is a definite plus. But what do you do if you live in house without a garage? If you don’t have a garage at home, but can rent one within a mile of your home this can help bring the premium down a great deal. Just make sure you tell the insurer that the bike is garaged, but...

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  • Lower your motorcycle insurance with some advanced training

    23 October 2009 by Chris Dabbs

    If you want to lower your motorcycle insurance getting some advanced training can pay dividends from day one. When you’re getting onto two wheels and through your test it’s a major budgeting exercise with the cost of all your kit, lessons, your first bike and then your insurance premium emptying your bank account. Get the best deal on motorcycle insurance with MCN Compare So paying out for some...

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  • How to shop around for motorcycle insurance

    19 October 2009 by Chris Dabbs

    How to shop around for motorcycle insurance

    With so many providers out there the motorcycle insurance world can be a confusing one, even with MCN's motorbike insurance comparison service to help you to zero in on the best deal for...

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  • 'Gap cover': a cautionary tale

    05 August 2009 by Marc Abbott

    'Gap cover': a cautionary tale

    Here's how gap cover normally works... Your standard motorcycle insurance policy should protect you for repairs or a direct replacement if your bike is damaged or stolen. However, if your bike's value...

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  • Motorcycle insurance for new bikes

    17 July 2009 by MCN

    When a new bike hits the market and keen buyers rush out and want to get on the road as soon as possible, they often find that motorcycle insurance companies don't have a listing for the bike and want to insure it as a comparable model. Get cheap motorcycle insurance with MCN Compare This can seem worrying if you imagine a scenario where the police run a registration/mot/insurance check and...

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  • Shop for motorcycle insurance quotes early

    09 July 2009 by Marc Abbott

    Start shopping for motorcycle insurance a month before the renewal is due. Get cheap motorcycle insurance with MCN Compare If you get all your details into a letter that you mail out to companies you’ll be armed with the figures you need to identify where you can save the most cash.    Get Quote Now EM10

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  • Insurance advice: How to get insured on a mate's bike

    03 July 2009 by Marc Abbott

    I want to borrow a mate's bike for four days but can¹t find insurance companies who can offer both me and my pillion cover. There is cover for me alone with £1000 pound excess but that seems ridiculous. The bike is only third party fire and theft at present and if I was to be added as another rider it would cost another 300 quid! Can you suggest another option please? I'm desperate to get on two...

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  • Legal advice: Don't remove 33bhp restrictors

    26 June 2009 by Marc Abbott

    It may be tempting if you are on a 33bhp licence to derestrict your bike, but it's really not worth it. Get cheap motorcycle insurance with MCN Compare As your licence wouldn't be suitable for the class of motorcycle you were now on, you would be open to the charge of having no licence, and possibly no insurance depending on the wording of the policy. In either case, it's a maximum £1000 fine...

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  • Making an insurance claim with no MoT

    19 June 2009 by Chris Dabbs

    If you’ve had the misfortune to have to make a claim only to discover that your MOT has lapsed and the insurance company has made the decision that they will not pay the claim unless there is a valid MOT certificate, do not despair. Compare motorcycle insurance An MoT certificate is proof of roadworthiness of a vehicle on that particular day. After all, there would be nothing to stop you going...

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  • Insurance advice: Write-off catagories

    27 May 2009 by Chris Dabbs

    Q. Early on in the year I had a bit of a spill. My bike was taken to the dealer I bought it from and the insurance assessor wrote it off, apparently because it would cost more to repair than the value of the bike. My insurance company paid me out promptly so I was quite happy. A few months later I got a call from Datatag asking me if I had any problems with someone else using my Datatag number,...

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  • Insurance advice: Make sure it suits you

    22 May 2009 by MCN

    Insurance advice: Make sure it suits you

    For a lot of bikers, sorting out insurance is a pain, but it's something that has to be done, so you might as well do it right. Compare motorcycle insurance quotes with MCN Compare Here's a few quick...

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  • Insurance advice: I bought a bike with outstanding finance

    15 May 2009 by Marc Abbott

    MCN expert Marc Abbott is here to answer any questions you have on anything bike related. If you have any questions, ask an expert here Q. I bought a 2007-model Honda Fireblade in a private sale on eBay in July last year. I was told by the original owner that it had been with a dealer over a few months, but hadn’t sold, so now he was selling it privately. Having been told that the bike had been...

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  • Insurance advice: Claim as soon as you can

    01 May 2009 by Chris Dabbs

    Insurance advice: Claim as soon as you can

    MCN expert Chris Dabbs is here to answer any questions you have on anything bike related. Q. I hit a car pulling out on me a couple of months ago, but my bike looked completely straight so I...

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  • Scooter and moped insurance tips

    03 April 2009 by Liam Marsden

    Scooter and moped insurance tips

    Plenty of car drivers have been moving to mopeds recently to cut transport costs during the credit crunch. Here's a few tips to cut the cost of your scooter insurance. Compare scooter...

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