Finding cheap motorcycle insurance has always been important but in today's economic climate many riders are finding it more of a priority than ever before.
Luckily, finding cheap motorcycle insurance quotes has never been easier. Whether you've been riding for years. Or are loooking at a motorcycle, scooter or moped for the first time as a cheap form of transport, easy savings of £100s are there for the picking.
We've gathered some simple advice on how to get a cheap motorcycle insurance quote next time you need to renew your policy or take out a new one.
Cheap motorcycle insurance tip 1: Shop around, get as many quotes as possible!
The most effective way of getting the cheaspest insurance is to contact as many insurance companies as possible. It's amazing the variation in quotes you can get from different firms - often hundreds of pounds.
You can easily and quickly compare insurance quotes using one of a number of websites that allow to input your details once and get back dozens of competitive quotes instantly.
A good place to start looking is MCN Compare, which will get you quotes from leading insurers in as little as three minutes the first time you use it - quicker than talking to a call centre operator.
If you want to requote at any time in the future, say for a different bike. Just three minutes to save £200 or more has got to be worth the time! Even if you don't want to take up the cheapest insurance quote, you can use often it to negotiate a lower price with your current insurer. Use MCN Compare now to find cheap motorbike insurance
Cheap motorcycle insurance tip 2: Buy approved security devices
Insurance companies are also likely to offer a cheaper quote if you tell them that you use an approved security device to reduce the risk of your motorbike being stolen. Look for chains and locks that are 'Sold Secure' or 'Thatcham approved' as these are most likely to be recognised by the insurance companies. Check out a range of locks and chains in the MCN Shop.
Cheap motorcycle insurance tip 3: Consider buying new
The credit crunch is hurting the motorcycle manufacturers and dealers, so at the moment there are some great deals kicking about as they try to shift existing stocks of new bikes. Not only that, but extras like free or cheap insurance and free accessories are often being used to sweeten these deals even more.
When your year of cheap or free insurance is up, just use a insurance comparison service like MCN Compare to try to beat the quote you'll get from the company that gave you the cheap insurance deal with the new motorcycle.
Cheap motorcycle insurance tip 4: Get your policy on the web for an online discount
Many insurance companies offer their cheapest policies through websites - they pass back to you the saving they make by you doing all the hard work of inputting all your details instead of a phone operator doing it. Savings can be from 10-20%.
Cheap motorcycle insurance tip 5: Get some advanced training
Insurance firms can sometimes offer their cheapest insurance to riders who have undertaken advanced motorcycle training. This is a great 'two birds with one stone' option, because advanced training will also improve your confidence and boost the enjoyment you get from motorcycling. Blow off some cobwebs and make yourself a safer rider, then earn a reduction in your insurance costs in the process! Try contacting the IAM for more information on suitable courses.
To get started, visit the MCN insurance page, where you can find links to the MCN Compare service, plus a directory of insurance providers with contact details. Just click the link and you'll soon be on your way to cheap bike insurance.
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