How much more does it cost to insure a new bike?

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Insuring a bike can often be a tedious and drawn out affair, trying to source the best deal for your wheels. It can be even more tiresome when you’re trying to buy a new bike but aren’t sure if you can afford the extra premium.

We put a number of differently styled new v old bikes against each other to see just how much more you’ll pay for a new machine.


Yamaha R1


2013 model £7725

2016 model £14,999

Quote £206.75 £388.39
Excess £650 £800



2013 model £8450

2016 model £12,185

Quote £117.35 £161.60
Excess £650 £650

Honda CBF125/CB125F

  2013 model £1425 2016 model £2699
Quote £76.66 £77.49
Excess £500 £550

Kawasaki ER6F


2013 model £3500

2016 model £6049

Quote £84.30 £98.62
Excess £500 £500

Triumph Street Triple R


2013 model £5150

2016 model £8199

Quote £102.58 129.34
Excess £650 £700


All quotes shown are for a fictitious 45-year-old retail manager from East Yorkshire who has been riding since 1997 and has five years no-claims bonus. Quotes are for comprehensive cover for social, domestic and pleasure use only with an annual mileage of 3000-3999 miles. The bike is stored in a locked garage and protected by an approved chain and Datatag marking kit. Prices sourced in July 2015. The only changes made between searches are to the identity of the bike and its value. 


You could save time and money by searching the market in one place at MCN Compare today.

Looking for the perfect two-wheeled companion? Visit MCN Bikes For Sale website or use Bikes For Sale App.

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James Archibald

By James Archibald

Former MCN Junior Web Producer