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Insurance comparisons: BMW S1000R

A naked S1000RR for under £10k? Yes please…

What we said then

“It’s two hugely capable bikes in one: it’s smooth, comfortable and safe, thanks to its flawless electronic rider aids, perfect throttle and usable power, but it’s wild when you want it to be, too. It’s exactly how you’d imagine a superbike with straight bars and no fairing.”
MCN launch report, January 3, 2014 

But what is it like now?

Picking this BMW S1000R up from Wheels Motorcycles I’m surprised to see three other identical Rs in the line-up. According to the salesman the BMWs are proving quite hard to shift, where a used Tuono V4 seldom hangs around. This is a surprise as at under £10,000, the S1000R with its Sport package fitted is one hell of a potent super naked. So what’s up?

I suspect a major factor is its look. Next to the Aprilia the S1000R does look a bit of a dog’s dinner. It’s not Italian pretty, it’s German functional with a slight hint of Kryten from Red Dwarf. But you don’t look at the mantelpiece when you are stoking the fire and get the S1000R out on the open road and it never fails to impress.


The drive from the re-tuned S1000RR inline four is staggering. Irrespective of which gear you have selected, the R just powers forward at an insane rate of knots. If you want easy motoring, this bike will deliver it as there is seldom a need to swap gears – which is a bit of a shame as once the motor heats up you get a wonderful crackle on the over-run and thrashing it up through the ’box brings the slick quickshifter into play. And the delights don’t stop there.

Through bends the S1000R is every-inch a sportsbike, just one with flat bars fitted. It’s planted, agile, and the semi-active DDC helps to smooth out any imperfection in the road. Over cook it a bit and the Brembo brakes with their advanced ABS offer as much whoa as the motor delivers go, which is always the best way to be! And the traction control is also faultless while the heated grips are toasty. So why isn’t it selling?

Wheels aren’t an authorised BMW dealership and this is certainly a factor, however so is the fact the showroom has Tuono V4s parked up right next to the S1000R and the Yamaha MT-10 is the current hot topic. The Aprilia is a sultry, sexy temptress for a weekend’s fun and the Yamaha is the headline grabber where the older BMW is a far more sensible longterm partner. The problem for the BMW in this scenario is that sex sells, however once the lust has passed, if you are talking a bike for all weathers the S1000R is the better bet than the V4 and costs about £1000 less than a new stock MT-10 and has more bling as well.


Any obvious faults?

With just 4660 miles on its clocks, there was never really going to be any issues with this used bike. As long as the yearly services have been kept up with, there should be nothing to fear.

Or worthwhile extras?

This bike has the Sport package fitted, so that means semi-active suspension, cruise control and heated grips, but in addition it has a tail tidy, engine protectors and some stick-on swingarm protectors. Removing the standard number plate hanger has meant the owner has had to fit a stick-on rear reflector to pass the MoT, which is a bit ugly but at least it is legal. The wheels have BMW Motorsport rim stickers but don’t appear to be the £1250 lightweight forged wheels as the spoke pattern is wrong. Don’t be misled! 


The S1000R is not only a bonkers super naked, it is also a very refined and practical bike that can easily be used as a commuter or even a short-hop tourer once a taller screen has been fitted. quotes for £2500 sportsbikes on third party, fire and theft insurance policies:

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