Insurance bargains: Naked bikes

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Five of the best naked bikes on the market, with the lowest insurance groups.

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Triumph Scrambler, 2006-on
Insurance group:
The most visually arresting of the retro Bonneville range, the Triumph Scrambler also makes a great all-round everyday bike. Raised gearing makes cruising easy, and it's more refined than earlier generation Bonnies, thanks to a new clutch that cuts vibrations. Residuals hold up well and they are generally very well looked after.

Kawasaki W650, 1999-2006
Insurance group:
You get modern handling, engine and reliability, so all the joy of a classic with none of the grief, but without the right British name on the tank. Still, the Kawasaki W650's small size makes it feel far lighter and more controllable than its 195kg would suggest and the engine is in such a low state of tune even early examples should have lasted well, and if it’s had a hard life, the lashings of chrome will tell the tale.

Suzuki Gladius, 2009-on
Insurance group:
The Suzuki Gladius carries on the traits of the old SV650, which means it’s still easy to ride for new riders as an entry level bike, with the additional benefit of ts Group 10 rating, but still fun enough for more experienced riders. There’re no shocks or surprises, it’s very forgiving. Even with the pegs scraping it’s still compliant. Prices start at just over three grand. Bargain.

Hyosung GT650 Comet, 2004-on
Insurance group:
The Hyosung GT650 Comet is closely based on the SV650 and Hyosung have tried hard with the Comet, squeezing a claimed 79bhp. It looks like it’s well designed to do the job of commuting, with some occasional fun riding at the weekend, but you have to wonder if it will prove as durable in the long term as the Suzuki SV650. If you can find a faired Comet for really good money, then go for it.

Ducati 695 Monster, 2006-on
Insurance group:
A Monster brings cheeky handling, verve and novice-friendliness and the cheapest way into Ducati style with affordable insurance. Around town the Monster 695 is light, lithe and easy, and all the better for the improved responsiveness and smooth flexibility of the bigger engines.


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