We’ve researched insurance costs for the most popular large-capacity adventure bikes on MCN Compare to bring you the cheapest five to insure. MCN Compare brings together top insurance brokers to make sure you aren’t paying over the odds to insure your bike. Here are the adventure bike insurance bargains…
1.BMW R1150 GS (1999-2004)
BMW’s R1150GS is heavy, pricey and relatively slow. It’s also an expensive, imperfectly finished motorcycle and the engine design is something Noah would recognise. On the flip-side the BMW R1150GS handles brilliantly, will run forever and will cheerfully see over 200 miles from the motorcycle's tank.
Quote: £74.07 Total Excess: £700 Model quoted: 1999 (value £2975)
2. BMW R1200 GS Adventure (2004-2012)
This is the last word in round-the-world motorcycling. With a monstrous 33-litre tank, grunty motor, shaft-drive and excellent reliability in all climes and conditions the BMW R1200GS Adventure redefines the giant trailie motorcycle class. And the BMW R1200GS Adventure is a giant – at nearly a quarter of a ton fully-loaded and with a lofty 910mm seat only the brave or foolish will venture far from the tarmac on this motorcycle.
Quote: £91.45 Total Excess: £550 Model Quoted: 2006 (value £6175)
3. BMW R1200 RT (2005-2009)
Successor to the able but bland BMW R1150RT was one of the surprise highlights of BMW’s 2005 motorcycle range. It was not only faster and lighter, the ergonomics and handling package was excellent too. Not just a great tourer, a great motorcycle, period.
Quote: £97.38 Total Excess: £650 Model Quoted: 2005 (value £4225)
4. Ducati Multistrada 1200 (2010-on)
The base package (detuned 1198 V-twin, chassis bristling with Ohlins and Brembo, loads of equipment) was good enough in itself to top the segment. But its revolutionary ‘riding mode’ system took the Multistrada to another plane. It adjusts power delivery, suspension set-up and traction control at the flick of a switch between ‘Sport’, ‘Touring’, ‘Urban’ and ‘Enduro’ modes. It changed motorcycling forever.
Quote: £133.59 Total Excess: £650 Model Quoted: 2010 (value £7275)
5. Triumph Tiger Explorer (2012-on)
Triumph built a bike with more power, better handling, more agility and arguably better styling than the BMW R1200GS. It weighs in on the heavier side and never feels quite as exciting and as pure as the relatively lightweight GS, but in many other ways it has the BMW knocked.
Quote: £134.59 Total Excess: £650 Model Quoted: 2012 (value £7000)
All insurance quotes shown are for a fictitious 45-year-old retail manager from East Yorkshire who has been riding since 1997 and has five years no-claims bonus. Quotes are for comprehensive cover for social, domestic and pleasure use only with an annual mileage of 3000-3999 miles. The bike is stored in a locked garage and protected by an approved chain and Datatag marking kit. Prices sourced in July 2015. The only changes made between searches are to the identity of the bike and its value.
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