Insurance help & advice

Get cheaper insurance on your scooter

Get cheaper insurance on your scooter

Scooters are a great way to get started on two wheels or just to get around cheaply – but scooter insurance can be an expensive obstacle for young or novice riders. But getting a cheaper deal on...

Can hi-viz clothing make a difference to your claim?

Can hi-viz clothing make a difference to your claim?

Whenever there’s a debate about the merits of high visability clothing and daytime running lights, someone usually claims they know a “friend” who has made an insurance claim due to an accident, but...

How to insure a track day bike

How to insure a track day bike

If you have a track day or race bike that you want to keep covered against theft between days out, but which isn't road-legal (so you can't get it covered on a usual policy) then specialist motor...

Can you insure your bike at a relative's low-risk address?

These days with families moving around the country for work etc, we've probably all got relatives living in lower risk areas so there's a temptation to nominate that address as the primary address for your bike insurance as an insurance company will set the premium on where the bike is primarily kept, which is usually your home address. Save cash on motorcycle insurance with MCN Compare But even...

How to insure an unknown bike!

There are lots of new cheap and cheerful Chinese and Taiwanese copies of Japanese learner-class bikes on the market at the moment, but the insurance industry has struggled to keep up with this new wave and buyers either find their insurer has either never heard of the bike, or want to insure it as a “Hongsow 123” a completely different motorcycle, which could lead to problems if you are ever...

Save over £200 on motorcycle insurance with MCN Compare

Save over £200 on motorcycle insurance with MCN Compare

Finding cheap motorcycle insurance has never been easier with the help of MCN Compare - many readers have made savings worth £100s a year by using our simple service. Try MCN Compare now...

Motorbike insurance advice: What happens if a claim is still ongoing when your annual policy is due for renewal?

Motorbike insurance advice: What happens if a claim is still ongoing when your annual policy is due for renewal?

If you've been using the legal expenses motorcyle cover that goes with the policy, if the claim is settled in your favour on a 100% no fault basis and if your insurer has recovered their...

Motorcycle insurance advice: storing your motorcycle in a garage away from home

When it comes to getting motorcycle insurance, the more secure your bike is, the lower the premium, so a garaged bike is a definite plus. But what do you do if you live in house without a garage? If you don’t have a garage at home, but can rent one within a mile of your home this can help bring the premium down a great deal. Just make sure you tell the insurer that the bike is garaged, but...

Lowering your motorcyle insurance: The layer approach

Lowering your motorcyle insurance: The layer approach

Although motorcycle insurance companies look for you to have fitted a Thatcham Category One system to your bike to get a discount on the premium, the best type of security is a ‘layer’...

If you're not renewing your insurance, let them know!

If you're not renewing your insurance, let them know!

Insurance, whether it's motorcycle insurance, house, car or life, is a contract and contracts have terms and conditions that can catch you out, especially in these days of telephone selling and direct...

Paying monthly? You'll keep paying even after a write-off

Paying monthly? You'll keep paying even after a write-off

Motorcycle insurance can be a big cost, especially if you have to fork out for your annual premium in one go. Fortunately motorbike insurance intermediaries often give you the option of paying monthly...

Motorcycle insurance advice: Should you disclose previous non-motoring offences?

Motorcycle insurance advice: Should you disclose previous non-motoring offences?

If you have received an motorcycle insurance renewal notice from your broker asking if you have ever had a conviction for a non-motoring offence, here's why they're asking, and where you stand...

Motorcycle insurance advice: low mileage polices

Motorcycle insurance advice: low mileage polices

If you don’t use your bike to commute, or rack up big mileages at the weekend it’s worth shopping around for a low-mileage motorcycle insurance policy as there are some firms out there that offer...

Motorcycle insurance advice: The affect of a ban on your cover

Motorcycle insurance advice: The affect of a ban on your cover

It's a condition of most motorcycle insurance policies that you have to have a valid driving licence for you to be covered. So if you have the misfortune to be banned and your licence is taken away...

'Gap cover': a cautionary tale

'Gap cover': a cautionary tale

Here's how gap cover normally works... Your standard motorcycle insurance policy should protect you for repairs or a direct replacement if your bike is damaged or stolen. However, if your bike's value...

Motorcycle insurance advice: The ins and outs of a write-off

Motorcycle insurance advice: The ins and outs of a write-off

It's an unfortunate fact of a biking life that sooner or later you're probably going to come off your machine. If you're really unlucky the bike could be deemed a write-off by the insurance...

Motorcycle insurance for new bikes

When a new bike hits the market and keen buyers rush out and want to get on the road as soon as possible, they often find that motorcycle insurance companies don't have a listing for the bike and want to insure it as a comparable model. Get cheap motorcycle insurance with MCN Compare This can seem worrying if you imagine a scenario where the police run a registration/mot/insurance check and...

Shop for motorcycle insurance quotes early

Start shopping for motorcycle insurance a month before the renewal is due. Get cheap motorcycle insurance with MCN Compare If you get all your details into a letter that you mail out to companies you’ll be armed with the figures you need to identify where you can save the most cash.    Get Quote Now EM10

Insurance advice: How to get insured on a mate's bike

I want to borrow a mate's bike for four days but can¹t find insurance companies who can offer both me and my pillion cover. There is cover for me alone with £1000 pound excess but that seems ridiculous. The bike is only third party fire and theft at present and if I was to be added as another rider it would cost another 300 quid! Can you suggest another option please? I'm desperate to get on two...

Legal advice: Don't remove 33bhp restrictors

It may be tempting if you are on a 33bhp licence to derestrict your bike, but it's really not worth it. Get cheap motorcycle insurance with MCN Compare As your licence wouldn't be suitable for the class of motorcycle you were now on, you would be open to the charge of having no licence, and possibly no insurance depending on the wording of the policy. In either case, it's a maximum £1000 fine...

Making an insurance claim with no MoT

If you’ve had the misfortune to have to make a claim only to discover that your MOT has lapsed and the insurance company has made the decision that they will not pay the claim unless there is a valid MOT certificate, do not despair. Compare motorcycle insurance An MoT certificate is proof of roadworthiness of a vehicle on that particular day. After all, there would be nothing to stop you going...

Motorcycle insurance advice: dealing with a part 36 offer

Motorcycle insurance advice: dealing with a part 36 offer

If you are involved in an insurance dispute with another party and are declining their offers you may get a Part 36 Offer. Get cheap motorcycle insurance with MCN Compare They are made as attempts...

Insurance advice: Carrying over No Claims Bonus

Insurance advice: Carrying over No Claims Bonus

MCN expert Marc Abbott is here to answer any questions you have on anything bike related. If you have any questions, ask an expert here Q. I ride a Kawasaki ZX-636 and I have just bought a...

Insurance advice: Write-off catagories

Q. Early on in the year I had a bit of a spill. My bike was taken to the dealer I bought it from and the insurance assessor wrote it off, apparently because it would cost more to repair than the value of the bike. My insurance company paid me out promptly so I was quite happy. A few months later I got a call from Datatag asking me if I had any problems with someone else using my Datatag number,...

Insurance advice: I bought a bike with outstanding finance

MCN expert Marc Abbott is here to answer any questions you have on anything bike related. If you have any questions, ask an expert here Q. I bought a 2007-model Honda Fireblade in a private sale on eBay in July last year. I was told by the original owner that it had been with a dealer over a few months, but hadn’t sold, so now he was selling it privately. Having been told that the bike had been...

Motorcycle insurance advice - what to do after an accident

Motorcycle insurance advice - what to do after an accident

You've had an accident that wasn't your fault. You've checked no one is hurt and turned off the engines. So what do you do next? Everyone has heard horror stories of motorcycle insurance claims that...

Scooter and moped insurance tips

Scooter and moped insurance tips

Plenty of car drivers have been moving to mopeds recently to cut transport costs during the credit crunch. Here's a few tips to cut the cost of your scooter insurance. Compare scooter...

Insurance advice: Insuring your bike during a ban

Insurance advice: Insuring your bike during a ban

MCN expert Chris Dabbs is here to answer any questions you have on anything bike related. Got question like this? Ask an expert here Compare motorcycle insurance quotes mith MCN Q. I bought a...

Watch out for hidden insurance charges

I just moved house from Bromley, Kent to Alsager, Stoke on Trent. I informed everyone of my change of address with no problems... Get a motorcycle insurance quote But then I contacted Devitt Insurance company regarding my motorcycle insurance and guess what? "That will be £20 please". They were the only one to charge me. It's worth asking about hidden costs like this when...