Don't get a criminal record!

Don’t get a criminal record as it will make insurance much harder to find.

There has been a proven link that people with criminal convictions are a much greater insurance risk. While a criminal conviction shouldn't affect someone’s ability to ride, a person who has been convicted of a serious crime is more likely to ride recklessly and inflate or even invent a claim... after all, if they have been prepared to break into someone's house would they be concerned about trying to defraud an insurance company?

Therefore many insurers now automatically decline riders with serious criminal convictions.

However, some specialist insurers still provide cover and so have a good look through the classified section of MCN to find insurers who specialise in this area.

Make sure you tell insurers about your convictions as if you fail to do so, your policy would be invalidated in the event of a claim.