Save money on insurance by getting more training

Any credible training course - from Police-run Bikesafe programmes, the California Superbike School through to fellow expert Sean Hayes’ Circuit-Based Training - will improve your riding.

However, the courses that can attract a discount of up to 10% on your insurance every year are from the Institute of Advanced Motorists (IAM), RoSPA and the Government’s own Enhanced Rider Scheme which is part of the Government’s ‘never too good’ motorcycle campaign.


The IAM course is called Skill for Life and consists of at least four observed rides and then a test.

For £149 you also get a Better Rider’s handbook, one year’s IAM membership and free RAC Roadside and Recovery cover for the first year, which normally costs £106.

The IAM programme teaches five phases of advanced riding; information, position, speed, gear and acceleration, to cover all sorts of riding conditions from country lanes to busy roads. Safety is part of the advanced riding programme, but it is all about building your confidence so that you can make good progress.


The RoSPA Advanced Riders test costs £47 if you are under 26 and £57 if older.

You train by joining a local group for as little as £20. They then provide free training from their qualified members until you are up to the standard to take the test.

To see how much difference these schemes can make to your insurance, visit MCN Compare for a comprehensive, price comparison.