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Can you insure your bike at a relative's low-risk address?

These days with families moving around the country for work etc, we've probably all got relatives living in lower risk areas so there's a temptation to nominate that address as the primary address for your bike insurance as an insurance company will set the premium on where the bike is primarily kept, which is usually your home address.

But even if you spend half the year in Devon and half in London, the insurance company would take the higher risk area.

So unless you move to Devon you'll have to pay the London rates.

And if you mislead an insurance company and they find out you wont be covered.

 

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