2010

Motorcycle insurance: What to do if they won't cover you

Motorcycle insurance: What to do if they won't cover you

Matthew Colbourne lives in Hertfordshire and works in London. He started biking in 2005 at the age of 42, buying a KTM 950 Adventure and immediately became hooked - clocking up 15,000 miles a year and...

Don't get a criminal record!

Don't get a criminal record!

Don’t get a criminal record as it will make insurance much harder to find. There has been a proven link that people with criminal convictions are a much greater insurance risk. While a criminal...

Insuring a new bike to ride home

Insuring a new bike to ride home

You will find that if you have a driving other motorcycles extension on your policy then your certificate will state so.  Some motorcycle insurers do offer cover for ‘Riding Other Bikes’ as an...

Insuring a new bike to ride home

Insuring a new bike to ride home

If you are planning on buying a bike at the weekend you want to ride it as soon as possible. Some companies will offer one day’s cover to ride any bike – but this will probably be expensive and if...

Injury claim dropped because of conviction?

In May 2010 I was convicted of driving without due care and attention in the Magistrates court as a result of an accident I was involved in 5 months before. I was riding in the bus lane in London (allowed at that time in the morning) and went to undertake a car driver in the outside lane who I thought was going too slowly. The driver put on his left indicator at the last moment and went to turn...

Registering an unfinished frame

Oldbiker1950 has got a Yamaha TR1 which is in need of major restoration and he also has a Rickman Metisse frame which was obtained from the factory in the late 80's when it closed down. “The frame is in an unfinished condition which means it was never allocated a frame number. I know that I cannot build a "special" and get an age-related reg, only a Q plate which I don't want. But could I use the...

Insurance advice: What to do if you hit a patch of diesel

Insurance advice: What to do if you hit a patch of diesel

John Randell from Swansea was on his usual way home from work recently when his bike hit a patch of diesel, destroying his bike and fracturing his arm and leg. “I don’t see why I or my motorcycle...

Insurance: take the necessary precautions

Insurance: take the necessary precautions

You may think that if you have had an accident and it’s not your fault, that you can claim for all the injuries and damage you have suffered.   However, there is a legal principle that the...

Comparison sites and restricted licences

Comparison sites and restricted licences

If you have a restricted licence and you use an insurance search engine like MCNcompare, don’t worry that there isn’t a "restricted licence" option in the form. Save cash on motorcycle insurance A...

Can I bring a claim if I was speeding when knocked off?

Can I bring a claim if I was speeding when knocked off?

Even if you were speeding when you are involved in an accident, you can still make a claim. Save cash on motorcycle insurance with MCN Compare Robert Allen from Maidstone was in a nasty crash a few...

Insurance advice: Riding your foreign bike in the UK

Insurance advice: Riding your foreign bike in the UK

If you are a foreign national and you want to bring your own set of wheels to the UK like US-based Andy Kirkwood wants to with his Ducati 1098, there are strict time limits in place for the length of...

Motorcycle insurance: Don't drink and ride

Motorcycle insurance: Don't drink and ride

Thank goodness drinking and driving is socially and morally unacceptable these days, but there are still people out there who have one more than they should and think they’ll be careful to keep out of...

Motorcycle insurance advice: When is security not good value?

Motorcycle insurance advice: When is security not good value?

When is security not good insurance value? According to Neil Rolls from Bedford it’s when you move your bike from a single garage to a secure storage facility with plenty of locks and an alarm system...

Motorcycle insurance advice: moving house

Motorcycle insurance advice: moving house

Hands up who’s put important paperwork from their insurance company in the 'filing' pile and forgotten to look at it? Or maybe you’ve moved house and forgotten to tell your insurer your new address...

What to do if you disagree with a speeding ticket

What to do if you disagree with a speeding ticket

If you get a speeding ticket through the post, which you really disagree with, you are able to request details of the camera used to capture you and its calibration certificate. You are also entitled...

Motorbike insurance advice: Claiming from a cyclist

Motorbike insurance advice: Claiming from a cyclist

Rob Inder was recently involved in an accident with a cyclist, which damaged him and his bike quite seriously. His insurance company were notified and have put him onto their recommended...

Badly surfaced work car parks

Badly surfaced work car parks

Riding to work is a great way to beat the traffic, especially if you have got a works car park to leave your bike in safely. But what do you do if the car park is in a shocking state with potholes and...

Motorbike insurance advice: how to cancel your policy

Most of the time getting insurance is pretty straightforward. But if there is a breakdown in communication, or you are not happy with the policy you have been offered and want to change, it can be the devil’s own job getting your money back, or avoiding paying additional charges, even with a cooling off period. Don’t wait for them to confirm the details, get hold of your bank/card issuer on which...

Motorcycle insurance advice: Keeping my no claims discount

Q. I am seriously contemplating selling my bike and giving the biking life a break for a few years with other commitments taking priority at the moment. The question is, what will happen to my No Claims Bonus IF I do not insure a bike for X amount of years? This happened to my uncle nearly ten years ago where he nearly could not get any insurance company to recognise his 20 years of no claims...

Bike insurance advice: No Claims Discount and Licence Endorsements

Bike insurance advice: No Claims Discount and Licence Endorsements

No Claims Discount Once you have built up a healthy No Claims Discount (NCD) on your bike insurance, you don’t want to lose it for a minor claim and be forced to compare bike insurance policies from...

Motorbike insurance advice: Non-fault accidents and insuring bike kit

Motorbike insurance advice: Non-fault accidents and insuring bike kit

Non-fault accidents When you are making a motorbike insurance comparison, be sure to include all the accidents on your motorbike, even if you didn’t make an actual insurance claim, or there wasn’t one...

Motorcycle insurance advice: bike recovery and disclosing offences

Motorcycle insurance advice: bike recovery and disclosing offences

Your motorcycle insurance comparison has led you to a good firm that has given you fully comprehensive cover for a very reasonable price. Unfortunately, three months in and your bike is stolen, but...

Motorbike insurance advice: Have your paperwork handy and know what cover do you need

Motorbike insurance advice: Have your paperwork handy and know what cover do you need

Have your paperwork handy If you are going to compare motorbike insurance you need to make sure that you have all your paperwork to hand before you start. That's vehicle details, from either your...

Motorcycle cover advice: swapping bikes with friends and mistakes in paperwork

Motorcycle cover advice: swapping bikes with friends and mistakes in paperwork

Good motorcycle insurance is essential, but it all has its limits.    Be very wary swapping bikes with friends when you’re out on a ride even if you both have fully comprehensive motorcycle...

Motorbike insurance advice: shop around, watch your mileage and be honest

Motorbike insurance advice: shop around, watch your mileage and be honest

Looking for cheap motorbike insurance? Well, if you’re reading this on a computer screen, you’re already in the right place. It used to be the case that insuring your motorbike would take days of...

Motorbike insurance advice: My lawyer’s not helping. What can I do?

Q. I was involved in a serious accident (not my fault!) six months ago and spent two months in hospital. I had a below knee amputation in addition to multiple other injuries including a punctured lung, four broken ribs, torn spleen and I lost a testicle. My bike insurers appointed a solicitor for me who visited me in hospital soon after the accident and pressurised me into signing lots of...

Motorbike insurance: read the small print and choose your excess wisely

Motorbike insurance: read the small print and choose your excess wisely

Getting the lowest possible quote for your motorbike insurance can sometimes seem like a black art. But there are some tips that help you bring down the likely cost of your motorcycle insurance,...

Top 5 tips for cheaper moped insurance

Top 5 tips for cheaper moped insurance

Tip 1: Shop around for the best quote For cheaper moped insurance, the best way to get going is to get insurance quotes for your moped from a variety of different companies. Shopping around for your...

Motorcycle insurance bargains: BMW F800S

Motorcycle insurance bargains: BMW F800S

Motorcycle insurance costs are an important consideration for any bike buyer. That's why MCN is highlighting some of the best cheap-to-insure motorcycles out there. This time it's the...

Get cheaper insurance on your scooter

Get cheaper insurance on your scooter

Scooters are a great way to get started on two wheels or just to get around cheaply – but scooter insurance can be an expensive obstacle for young or novice riders. But getting a cheaper deal on...

Can hi-viz clothing make a difference to your claim?

Can hi-viz clothing make a difference to your claim?

Whenever there’s a debate about the merits of high visability clothing and daytime running lights, someone usually claims they know a “friend” who has made an insurance claim due to an accident, but...