Buying advice: Yamaha insurance and running costs

If you've decided to buy a Yamaha then there's a couple of things it's important to check before you buy.

The bike itself maybe a bargain, but things like insurance and running costs could be expensive, and they're often overlooked.

Here, MCN gives you the low down on some of the top Yamahas, as voted by YOU in the MCN Biking Britain survey.

Yamaha YZF-R1

Insurance group: 17

Quality and reliability: Yamaha R1s tend to be bomb-proof, even when raced. Build quality is right up there with the best.

MCN overall verdict: This is like no in-line-four cylinder sportsbike ever produced. It’s simply sensational.

Yamaha YZF-R125

Insurance group: 6

Quality and reliability: The Yamaha YZF-R125 is built in Europe, and although it doesn’t have a top-level finish, it looks sturdy enough.

MCN overall verdict: The Yamaha YZF-R125 combines the Honda’s easy-going ride with a little bit more poke and grown up looks. The best learner-legal bike out there.

Yamaha FJR1300

Insurance group: 14

Quality and reliability: There is a little bit of a question mark over the auto gearbox version of the Yamaha FJR1300 because it will take time and lots of miles to suss.

MCN overall verdict: With shaft drive, comprehensive fairing, bespoke hard luggage, massive tank capacity etc, this motorcycle ticks plenty of boxes.

Yamaha FZ6 Fazer

Insurance group: 12

Quality and reliability: The build quality of the new Yamaha FZ6 Fazer's chassis and other bits and pieces look top notch when new, but slacking with the polish could mean corrosion.

MCN overall verdict: The Yamaha FZ6 Fazer looks sharp, has a brilliant motor, excellent handling and offers huge versatility. A great all-rounder.

Yamaha XJR1300

Insurance group: 13

Quality and reliability: The Yamaha XJR1300's build quality is broadly good, providing you avoid riding through winter, when the salt will spoil your chrome, nibble on you fork legs, bugger up your brakes and cause the mild steel section of the exhaust to rot.

MCN overall verdict: Ah, the Yamaha XJR1300 is a proper man’s motorcycle with twin shocks, air-cooling, a beefy braced swingarm and a colossal motor. A motorcycle to make you feel good.