Insurance bargains: Scooters/commuters

Motorcycle insurance costs are an important consideration for any bike buyer. That's why MCN is highlighting some of the best cheap-to-insure motorcycles out there

Here's five of the best scooters and low capacity bikes on the market, with the lowest insurance groups.

Save money on your motorcycle insurance with MCN Compare.

Peugeot Speedfight 50, 2009-on
Insurance group:
When it comes to scooters, there’s none more iconic and successful than the Peugeot Speedfight. The French runabout has been around for an impressive 12 years, selling a staggering half a million units around the world during that time. For 2009 Peugeot redesigned it from the ground up, bringing it firmly into the 21st century. The all-new Speedfight 3 features fully-revised chassis and ergonomics and a choice of two different engines/specs.

Yamaha YBR125 Custom, 2008-on
Insurance group:
The Custom version of the YBR is better equipped and finished than the standard model. It’s good for novices as the low seat makes it even easier to ride and it’s more practical thanks to the addition of a rack. In town it’s brisk enough to purr past and through everything. But show it a dual carriageway or road rated at over 50mph and you’re in trouble.

Honda CG125 1975-on
Insurance group:
Peugeot might have sold half a million Speedfights, but Honda have shifted 20,000,000 CG125s. 2004-on Honda CG125 models have a much better saddle, mirrors, disc rather than drum front brake, plus a five speed gearbox instead of just four speeds. The motor plods on remarkably well, often with very little maintenance and the basic suspension does the job.

Derbi GPR125 2010-on
Insurance group:
Back-to-back with other four-stroke 125s the GPR125 is right up there with the quickest (we saw 83mph on the digital dash), and once you get used to having to rev it hard all the time, it’s loads of fun to thrash everywhere. The suspension is firm – sometimes too firm over potholes, but it steers and holds a line better than bouncy rival machinery.

Piaggio X7 250, 2008-current
Insurance group:
The Piaggio X7 250 ie is halfway between a full-on maxi scooter and a lightweight city scooter, so in theory should offer comfort and a bit of class with some traffic busting ability. It manages it too – it feels substantial and quality but slices traffic like a 50cc scooter. It feels safe and confident – it’ll never set the world alight, but it does what’s asked of it.

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