Speed awareness course could mean higher insurance costs

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Taking a speed awareness course could lead to increased insurance premiums.
Admiral is raising premiums of people who attend the courses, which are offered instead of a fine and licence penalty points.

The insurance group says people who attend the course pose a higher risk.
Avoiding extra insurance costs has been a key attraction of the courses, which are typically more expensive than the £60 fixed penalty fine for speeding.

Some police forces have marketed the courses with claims that insurance will not be affected.

An Admiral spokesman told the BBC:  “People attending a speed awareness course are more likely to make a claim and we price these risks accordingly.”

ACPO’s lead on roads policing, Deputy Chief Constable Suzette Davenport, said: “It is unfair that insurance companies are loading premiums. It's not appropriate."

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Steve Farrell

By Steve Farrell