We’ve researched insurance costs for the most popular large-capacity touring bikes on MCN Compare to bring you the cheapest five to insure. MCN Compare brings together top insurance brokers to make sure you aren’t paying over the odds to insure your bike. Here are the top five large-capacity touring bike insurance bargains…
1. Yamaha FZS1000 Fazer (2000-2005)
With its ex-R1 engine, the Yamaha FZS 1000 Fazer could have been a compact brute of a machine with fearsome manners and ability to waste sports bikes below 80mph. But it’s actually a big softie with plenty of punch. Arguably the ultimate all-round bike – a Yamaha FZS1000 Fazer does the lot and does it all extremely well.
Quote: £86.74 Total Excess: £650 Model Quoted: 2001 (value £2175)
2. BMW K1200 RS (1997-2005)
The BMW K1200RS is almost an ultra-sports tourer but carries a little too much weight and lacks a few bhp. The K1200RS carved its own niche as a superb high-speed distance bike that could carry a pillion and luggage too without breaking a sweat. Build quality remains a strong point so big mileages are very possible.
Quote: £88.47 Total Excess: £650 Model Quoted: 1997 (value £2195)
3. Honda ST 1300 Pan European (2002-on)
The Honda ST1300 Pan European is as accomplished a machine as you can buy. It does everything you ask of it and more. Smooth, comfortable, fast, powerful and well-built – the Honda ST1300 Pan European should be near the top of anyone’s list whether they’re in the market for a mile-munching tourer or a classy commuter. Superb.
Quote: £89.36 Total Excess: £650 Model Quoted: 2002 (value £4695)
4. Honda CBR 1100 XX Super Blackbird (1997-2005)
The Honda CBR1100XX Super Blackbird is not only a useable, comfortable, tidy handling sports tourer but also a ballistic power-house that once held the record of the fastest production motorcycle. The Honda CBR1100XX Super Blackbird is sensible and utterly insane in a nicely presented package. One of the best all-round motorcycles out there, rivals are plentiful but none match it.
Quote: £92.04 Total Excess: £650 Model Quoted: 1996 (value £2095)
5. Honda VTR 1000 Firestorm (1997-2005)
The Honda VTR1000F Firestorm is a brilliant all-rounder with few foibles: you’d be hard pushed not to have a ball on it. Regular refuelling’s a bit of a drag but became better on post-01 Firestorms, when capacity went from 16 to 19 litres, but even then it’s still thirsty. The Firestorm has wonderful pull when you open it up in the midrange, sweet handling in town and also on the twisties.
Quote: £92.09 Total Excess: £650 Model Quoted: 1997 (value £1425)
All quotes shown are for a fictitious 45-year-old retail manager from East Yorkshire who has been riding since 1997 and has five years no-claims bonus. Quotes are for comprehensive cover for social, domestic and pleasure use only with an annual mileage of 3000-3999 miles. The bike is stored in a locked garage and protected by an approved chain and Datatag marking kit. Prices sourced in July 2015. The only changes made between searches are to the identity of the bike and its value.
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